Google rating

Cash out up to $100,000 from your investment property

No credit impact

Property based approval

Up to $500,000 per client in 48 hrs

Estimate your cash out in seconds

Calculate

Empowering property investors to do more

Unlock equity without refinancing or giving up ownership.

Save more, borrow less
Avoid paying more on your largest loan, keep your mortgage on track.
Keep it simple
We don’t dive into your personal finances. 2 minutes to apply.
Your choice
Turn lazy equity into opportunity - do more with your rental income.

Cash out calculator

Fast, simple, no credit impact.

Weekly Rent Amount
$
Oops! Something went wrong while submitting the form.
Property Value
Remaining Mortgage
Your potential cash out
$100,000

Click 'Get Started' to customise your cash out amount, view a cost breakdown, and see your ongoing cash flow over the term.

How Futurerent works

Futurerent isn't a loan, so it won't affect your credit score. Get up to $100,000 on each of your investment properties (max $500k), seamlessly repaid from a portion of your tenant's rent.

1
Cash out upfront
Up to $100K per property (max $500K per client). Apply in 2 mins, paid in 2 days.
2
Tenant pays rent
Your tenant continues to pay their rent to the property manager with no disruptions.
3
Property manager transfers
Each month, the property manager sends some of the rent back to Futurerent, and the rest to you.

Why choose us?

Unlock your rental income without borrowing money.

Fast Funding
Receive up to $100,000 in just days. Take action without delays.
No Credit Impact
Access funds without affecting your credit score or existing mortgage.
Simple Application
Apply in under 10 minutes with minimal paperwork and no income or expense requirements.
Flexible Repayments
Your advance is repaid from rental income. No rent, no payment.
You're Still Earning
Your property manager sends part of the rent to us; you keep the rest.
No Income Verification
No income or expense statements needed—ideal for self-employed investors.

I've used Futurerent multiple times now. The first round was to buy my most recent investment property in Brookvale, and the last round of funding was to furnish that place. Futurerent was very clear and transparent.

El

El advanced his rent to buy and furnish his next investment property

Compare your funding options

Don't take on unnecessary debt — see how FutureRent compares.

Need to borrow money

Impact on credit score

Paperwork required

Time to funding

Cost of funds

No

None

Basic property info

2 business days

Fixed amount of rent over 3 years

Bank

Yes, requires new mortgage

Yes, application impacts credit

Personal finances (income and expenses) & property

Typically months

25-30 years of interest

Personal

Yes, requires new loan

Yes, application impacts credit

Personal finances (income and expenses) & property

Typically weeks

Variable interest + fees

Frequently asked questions

How does Futurerent work?
Futurerent sets up a concurrent lease with you, enabling us to provide a rental prepayment in exchange for a fixed portion of your property's rental income. For example, we might advance $100,000 to you and receive a fixed total of $123,400 over three years from a portion of the rental income. This streamlined approach allows you to unlock the funds you need without having to refinance or borrow money.
How much can I access?
How will this impact my cash flow?
Will this impact my borrowing capacity?
What happens to my existing loan?
What about my exisiting tenant?
What about my property manager?
What is the client eligibility criteria?
What is the property eligibility criteria?
Prefer to talk? We'd love to chat.
Feel free to call our friendly team of experts during business hours (we’re based in Sydney).