How it works

Futurerent gives property investors their rent in advance — the simplest and fastest way to access up to $100,000. Created for property investors, Futurerent is a loan-free financing solution with no interest, no hidden fees, and no credit impact. We’ve cut out all the typical drawbacks of traditional finance as we simply provide investors with access to their rent in advance, rather than lend money.

The key difference between Futurerent and other options, is with Futurerent you are not borrowing money. You are simply getting your rent in advance. Unlike the banks, we are simple, fast, and loan-free, which means:

At Futurerent, we’ve optimised our experience for property investors. We are the simplest and fastest way to access up to $100,000, without having to jump through all the hoops of traditional lending.​ This means there’s no serviceability, or LVR assessment and none of the painful paperwork. We also don't impact your credit score.​This is because all you’re doing is accessing your rent in advance, not borrowing money.

Less paperwork also means less waiting around. We fund approved clients within 2 business days, so you can get your money sooner.

When it comes to costs, many people don’t realise that topping up your mortgage can add a lifetime of interest to your home loan and often includes around $2,000 in transaction costs, like valuation and establishment fees. If you’re on a fixed rate, topping up also typically results in significant break costs. You’re also looking at potential LMI costs if your LVR is too high when topping up.

Given we are not a loan, Futurerent is an intrinsically different product from top-up mortgages, and this should be considered when making any financial decisions.