Get in touch with one of our specialists who can help with any questions you may have.
Loans are complicated.
We're the opposite.
Simple, fast & zero credit impact.
Accelerate your next property purchase, renovation or anything else. Get up to $100,000 of your rental income with an application process so simple, banks can only dream of it.
If you're wondering 'what's the catch?', we get that a lot! You're in safe hands. So safe that we were recognised by FinTech Australia for Excellence in Consumer Lending.
How Futurerent works
For property investors to do big things, you need to get the full potential your rental property has to offer. Here's how you can unlock up to $100,000 of your rental income. It’s this simple.
Customise, Apply, Receive
Tailor your advance amount & term to meet your cash flow requirements.
The Tenant Still Pays Their Rent
After we've paid you your rent advance, take it easy knowing the tenant continues to pay rent to the property manager as normal.
The Property Manager Pays Us
The property manager will pay a portion of the tenant's rent to Futurerent each month. If you don't have a property manager we can help you find one from our network of +300 agencies.
You Still Receive Rental Income
Each month, the property manager will still pay you the balance of every rent payment, net of the rent paid to Futurerent & any expenses they pay on your behalf.
No Rent, No Problem
Unlike a loan, Futurerent doesn't have repayments, rather Futurerent is entitled to receive a portion of the rental income from the property. This means, if the tenant moves out or is in arrears, you won't need to make a payment to Futurerent and it won’t cost you any extra.
Customise your rent advance
Futurerent / month
Why choose Futurerent
Unlock your rental income, without borrowing money.
Simple Applications
We get the necessary paperwork (your property's lease agreement & management agreement) from your property manager, which means it takes you minutes - not months - to apply.
Protect Your Credit Score
Applying for Futurerent doesn't affect your credit score, even though we run a soft credit check. Your credit score isn’t at risk because unlike personal loans or refinancing your home loan, you're not borrowing money - you're simply advancing your own rental income.
Small Fixed Costs
Get smaller amounts of money (>$100K) without impacting the interest rate on your home loan and just pay for what you need. The total cost will be fixed at the date of the advance and currently equates to 10.9% p.a. on the advance. A portion of this will be paid in onboarding costs and the balance will be taken from part of the rental income paid by your tenant.
You're Still Earning
Your property manager will continue to collect the rent and send a portion to Futurerent and the balance to you. This way you can still earn some rental income, in addition to the rent you receive in advance.
No Restrictions. Unlimited Potential.
With no limits on how you can spend your Futurerent advance, you can enjoy total financial freedom and clear the path for your next move. Our clients often advance their rent to supercharge the deposit on another property, do a renovation, invest in a business or increase their personal cashflow.
No Deadlines
If your tenant moves out or is in arrears, you won't need to make a payment to Futurerent and it won’t cost you any extra. It will simply mean it will take Futurerent a little longer to receive the fixed amount of rent agreed.
I've used Futurerent multiple times now. The first round was to buy my most recent investment property in Brookvale, and the last round of funding was to furnish that place. Futurerent was very clear and transparent.
As a property investor, the biggest challenge is to have those funds for your next deal. The way Futurerent works definitely gives me a lot of confidence being an investor, so we know that we've got other alternatives.
Futurerent is my go-to for accessing funds, without the hassles of going to a bank. Futurerent gives me confidence as a property investor, and going with them - you won't have any issues.
I turned to Futurerent, it gave me the capital to be able to do improvements on the property that allowed me to get the rent from $600 a week to $800 a week, and it was hassle-free.
I first used Futurerent to access one year's rent upfront, which was really helpful and galvanised me into action to move to property two, renovate a little bit and make more rent.
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Frequently asked questions
Futurerent is a simple alternative to borrowing money. Created for property investors, Futurerent is a loan-free financing solution that gives property investors their rent in advance, with no hidden fees and no credit impact.
The technical explanation of what we do is as follows: Futurerent enters into a type of lease with you called a concurrent lease, under which it provides you with a rental prepayment, and receives a fixed amount of rent from the property.
The key difference between Futurerent and other options, is with Futurerent you are not borrowing money. You are simply getting your rent in advance.
Unlike the banks, we are simple, fast, and loan-free, which means:
- no credit impact
- no hidden costs
- you still receive some ongoing rental income throughout the term
- if the tenant moves out or is in arrears, you won't need to make a payment to Futurerent and it won’t cost you any extra.
Futurerent gives property investors their rental income, paid in advance. While you should consider your own circumstances and consult your financial adviser, Futurerent offers a simpler solution than dealing with the banks and won’t impact your credit.
When it comes to topping up your mortgage, many people don't factor in the total interest over the entire term of their mortgage, or other transaction costs like LMI or break fees that might apply.
Given we are not a loan, Futurerent is a fundamentally different product to a mortgage so it is difficult to compare and you should seek your own financial advice.
Definitely not! We offer complete transparency. We've developed a handy calculator to help you make better decisions about your rental income. With this calculator, you can see:
- exactly how much rental income you can access in advance
- what it will cost you
- the remaining rental income you'll receive after Futurerent each month
No. Applying for Futurerent doesn't affect your credit score. We run 'soft' credit checks through Equifax on our applicants (we will ask for your consent before we do this). This leaves no trace of a credit enquiry on your record.
Prefer to talk? We'd love to chat.
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