Cash out calculator

Zero obligations

No credit impact

Property based approval

Fast, simple, no credit impact.

+ Add a property Calculate

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You can get up to

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/ upfront advance

Here's how this is returned

Rental income for the next

Rental income

$0 /mo

Advanced returned

(inc. $0 cost )

$0 /mo

Remaining for you

The cost of using Futurerent is twofold: (1) an initial setup cost of $2,900 (incl. GST) for advances under $50,000, or $3,900 (incl. GST) for advances of $50,000 or more; and  (2) a fixed amount of the rental income that Futurerent earns from the property.

Setup cost

$ 0

The basic criteria

To access your advance, your investment property must:

Be professionally managed by a property manager (we can help).

Not be held in a self-managed super fund (SMSF).

Not be used for short-term rentals (Airbnb or holiday letting).

Not be an NDIS-funded property.

I first used Futurerent to access one year's rent upfront, which was really helpful and galvanised me into action to move to property two, renovate a little bit and make more rent.

Stephen

Advanced his rent to renovate his property and buy another.

I've used Futurerent multiple times now. The first round was to buy my most recent investment property in Brookvale, and the last round of funding was to furnish that place. Futurerent was very clear and transparent.

El advanced his rent to buy & furnish his next investment property

Futurerent is my go-to for accessing funds, without the hassles of going to a bank. Futurerent gives me confidence as a property investor, and going with them - you won't have any issues.

Ravin

Ravin advanced his rent to purchase a unit for his daughter

I turned to Futurerent, it gave me the capital to be able to do improvements on the property that allowed me to get the rent from $600 a week to $800 a week, and it was hassle-free.

Ridhwan

Advanced his rent to do improvements on his investment property

Frequently asked questions

How does Futurerent work?

Futurerent sets up a concurrent lease with you, enabling us to provide a rental prepayment in exchange for a fixed portion of your property's rental income. For example, we might advance $100,000 to you and receive a fixed total of $123,400 over three years from a portion of the rental income. This streamlined approach allows you to unlock the funds you need without having to refinance or borrow money.

How much can I access?

How will this impact my cash flow?

Will this impact my borrowing capacity?

What happens to my existing loan?

What about my exisiting tenant?

What about my property manager?

What is the client eligibility criteria?

What is the property eligibility criteria?

Cash out up to $100,000 from your investment property

No credit impact

Property based approval

Up to $500,000 per client in 48 hrs

Cash out calculator

You can get up to

Here's how this is returned

Rental income for the next

Setup cost

The basic criteria

You're all set! Check your eligibility.

Empowering property investors to do more

Unlock equity without refinancing or giving up ownership.

Save more, borrow less

Avoid paying more on your largest loan, keep your mortgage on track.

Keep it simple

We don’t dive into your personal finances. 2 minutes to apply.

Your choice

Turn lazy equity into opportunity - do more with your rental income.

How Futurerent works

Futurerent isn't a loan, so it won't affect your credit score. Get up to $100,000 on each of your investment properties (max $500k), seamlessly repaid from a portion of your tenant's rent.

1

Cash out upfront

Up to $100K per property (max $500K per client). Apply in 2 mins, paid in 2 days.

2

Tenant pays rent

Your tenant continues to pay their rent to the property manager with no disruptions.

3

Property manager transfers

Each month, the property manager sends some of the rent back to Futurerent, and the rest to you.

Why choose us?

Unlock your rental income without borrowing money.

Fast Funding

Receive up to $100,000 in just days. Take action without delays.

No Credit Impact

Access funds without affecting your credit score or existing mortgage.

Simple Application

Apply in under 10 minutes with minimal paperwork and no income or expense requirements.

Flexible Repayments

Your advance is repaid from rental income. No rent, no payment.

You're Still Earning

Your property manager sends part of the rent to us; you keep the rest.

No Income Verification

No income or expense statements needed—ideal for self-employed investors.

I first used Futurerent to access one year's rent upfront, which was really helpful and galvanised me into action to move to property two, renovate a little bit and make more rent.

I've used Futurerent multiple times now. The first round was to buy my most recent investment property in Brookvale, and the last round of funding was to furnish that place. Futurerent was very clear and transparent.

Futurerent is my go-to for accessing funds, without the hassles of going to a bank. Futurerent gives me confidence as a property investor, and going with them - you won't have any issues.

I turned to Futurerent, it gave me the capital to be able to do improvements on the property that allowed me to get the rent from $600 a week to $800 a week, and it was hassle-free.

Compare your funding options

Don't take on unnecessary debt — see how FutureRent compares.

Need to borrow money

Impact on credit score

Paperwork required

Time to funding

Cost of funds

No

None

Basic property info

2 business days

Fixed amount of rent over 3 years

Bank

Yes, requires new mortgage

Yes, application impacts credit

Personal finances (income and expenses) & property

Typically months

25-30 years of interest

Personal

Yes, requires new loan

Yes, application impacts credit

Personal finances (income and expenses) & property

Typically weeks

Variable interest + fees

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Frequently asked questions