Futurerent Explained

What is a cash out refinance: A comprehensive guide for Australian property investors

A cash out refinance lets you tap into your property's equity without selling. Learn how it works, key benefits, potential risks, and tax considerations in this comprehensive guide.

Buying your next property in a rising market

One of the biggest challenges to buying that next property is coming up with the deposit. Accessing your rent in advance using Futurerent is one way to help you do this.

How to pay off high-interest debt without touching your savings

High-interest debt can seriously kill your finances. If you have an investment property, you could use Futurerent to help consolidate debt, which means you only need to pay one cost.

The ‘hidden’ $2,082 cost of refinancing for a top-up and how property investors can avoid it

When it comes to working out the cost of refinancing a home loan for a top-up, many people focus on the interest rate but forget that refinancing involves a stack of other costs. Exactly how much top-up refinancing will set you back in ‘hidden costs’ depends on your situation and your lender. To give you a general idea, these costs average out to be $2,082. On top of this, there are potential break fees and lenders’ mortgage insurance (LMI) which each run into tens of thousands of dollars.

What makes a top-up painful for property investors?

Thinking about refinancing your investment property to access equity? 'Topping up' your mortgage, or doing a "cash-out refinance" sounds as simple as adding milk to your morning coffee. It's how the majority of property investors access the money they need. In this blog, we dive into what refinancing actually involves, the tripwires that might make 'topping up' your mortgage a non-starter, and the real costs involved.

Thinking of topping up your home loan? Why property investors are jumping the refinancing queue

If you’re thinking of refinancing your mortgage to do a top-up, think again. There are better ways to get finance than increasing your home loan.

Is a personal loan right for me?

When you need to access funding quickly, getting a personal loan is one option that's likely to come to mind. Here are some things to consider before you head to a lender.

What to do with your Futurerent?

With Futurerent, property investors can unlock up to $100,000 of their rent in advance. But what could you do with this money?

Which is the better deal: refinancing, personal loans or upfront rent?

Most people only look at the interest rate when comparing financing options. But what if we told you the lowest interest rate isn't always the most affordable. But what if we told you the lowest interest rate isn't always the most affordable o...