Futurerent Explained

The Complete Guide to Equity Release in Australia 2026

Investment property equity can give investors access to capital without selling their property. This complete guide compares the main ways to release equity in Australia, how usable equity is calculated, the costs and trade-offs involved, and alternatives for investors who want to access funds without refinancing.

How to Access Rental Property Cash in 6 Easy Steps (2026)

Want to access equity from an investment property without refinancing? This guide explains six practical steps, from working out your usable equity and comparing your options to accessing up to $100,000 per property with Futurerent.

What Is Rental Income Advance for Property Investors

A rental income advance gives property investors upfront access to capital linked to their property's rental income without refinancing their existing mortgage. Learn how it works, what it costs, who may qualify and how eligible Australian investors can cash out up to $100,000 per property with Futurerent.

What Is Non-Bank Equity Release in Australia 2026

Non-bank equity release gives property investors another way to access capital tied up in an investment property without refinancing their mortgage. This guide explains how it works in Australia, who may qualify, the costs and credit implications, and how eligible investors can cash out up to $100,000 per property with Futurerent.

What is a cash out refinance: A comprehensive guide for Australian property investors

A cash out refinance lets you tap into your property's equity without selling. Learn how it works, key benefits, potential risks, and tax considerations in this comprehensive guide.

Buying your next property in a rising market

One of the biggest challenges to buying that next property is coming up with the deposit. Accessing your rent in advance using Futurerent is one way to help you do this.

How to pay off high-interest debt without touching your savings

High-interest debt can seriously kill your finances. If you have an investment property, you could use Futurerent to help consolidate debt, which means you only need to pay one cost.

The ‘hidden’ $2,082 cost of refinancing for a top-up and how property investors can avoid it

When it comes to working out the cost of refinancing a home loan for a top-up, many people focus on the interest rate but forget that refinancing involves a stack of other costs. Exactly how much top-up refinancing will set you back in ‘hidden costs’ depends on your situation and your lender. To give you a general idea, these costs average out to be $2,082. On top of this, there are potential break fees and lenders’ mortgage insurance (LMI) which each run into tens of thousands of dollars.

What makes a top-up painful for property investors?

Thinking about refinancing your investment property to access equity? 'Topping up' your mortgage, or doing a "cash-out refinance" sounds as simple as adding milk to your morning coffee. It's how the majority of property investors access the money they need. In this blog, we dive into what refinancing actually involves, the tripwires that might make 'topping up' your mortgage a non-starter, and the real costs involved.