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Futurerent Explained

The Complete Guide to Equity Release in Australia 2026

Investment property equity can give investors access to capital without selling their property. This complete guide compares the main ways to release equity in Australia, how usable equity is calculated, the costs and trade-offs involved, and alternatives for investors who want to access funds without refinancing.

August 24, 2026

Investment property equity release in Australia

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Thinking of topping up your home loan? Why property investors are jumping the refinancing queue

If you’re thinking of refinancing your mortgage to do a top-up, think again. There are better ways to get finance than increasing your home loan.

Smiling woman sitting on a doorstep holding a happy toddler girl in her lap. The woman is wearing a light green top and patterned skirt, while the child is dressed in a white floral outfit. They are in front of a dark-coloured door with decorative stained glass panels featuring floral designs. Green plants frame the scene.

Is a personal loan right for me?

When you need to access funding quickly, getting a personal loan is one option that's likely to come to mind. Here are some things to consider before you head to a lender.

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What to do with your Futurerent?

With Futurerent, property investors can unlock up to $100,000 of their rent in advance. But what could you do with this money?

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Which is the better deal: refinancing, personal loans or upfront rent?

Most people only look at the interest rate when comparing financing options. But what if we told you the lowest interest rate isn't always the most affordable. But what if we told you the lowest interest rate isn't always the most affordable o...

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© Future Rent Management Pty Ltd (ABN 40 625 855 825) — Futurerent is a financial technology company providing Australian investment property ownersx with their rental income in advance.

Disclaimer: Information on this website is provided by Future Rent Management Pty Ltd (ABN 40 625 855 825) (Futurerent) and is provided for general information purposes only. Futurerent does not provide financial services or financial advice. Futurerent is not a loan or other credit product and is not subject to the National Consumer Credit Protection Act 2009 (Cth) and is not directly comparable to a loan or financial product. The Futurerent product is an agreement that allows Futurerent to provide an agreed sum to the property owner at the commencement of the agreement, and Futurerent to be paid from future rental income due to the property owner. Full agreement terms are available upon request here.

References and comparisons to credit and financial products are for illustrative purposes only and may not take in to account all relevant features of each financial product including fees and costs, risks and taxation implications. Futurerent makes no representations as to the suitability of financial products for any consumers and recommends that consumers seek their own advice in respect of financial products. Futurerent publishes information on this website that to the best of its knowledge is current, accurate and complete and takes no responsibility for information being out of date, inaccurate, incomplete or otherwise deficient.

Future Rent Management Pty Ltd is an authorised representative (AFSL Representative Number 001301069) of GXE Fund Services Limited (ACN 162 966 609; AFSL Number 460870)